Age 23: worked full time as a web designer for 3 years then got laid off about 2 years ago, so I've been putting myself through a local uni here in Southern Tennessee. (UTC)
Had 19.5k saved up. (was married and working on a down payment for a home) but I've been having to live off of that and 300 /wk from unemployment for over a year and a half now while I try to finish my degree. So i'm down to this.
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03-17-2010, 08:15 AM #61
- Join Date: Apr 2009
- Location: Tennessee, United States
- Age: 38
- Posts: 591
- Rep Power: 1288
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03-17-2010, 08:15 AM #62
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03-17-2010, 08:23 AM #63
age 27, financial analyst
2K in checking
28K in non-retirement investing
46K in retirement investing
17K in internet business assets
-11K in college debt
=82 overall
inb4 someone questions what my business assets are really worthMy Pics:
http://forum.bodybuilding.com/photo/showgallery.php?cat=500&ppuser=34649
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03-17-2010, 08:27 AM #64
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03-17-2010, 08:33 AM #65
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03-17-2010, 08:56 AM #66
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03-17-2010, 09:27 AM #67
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03-17-2010, 09:35 AM #68
My highest I ever had in the bank was $14,000+ (srs)
Got a check for $13,443.78 last June because of stocks in a local bank. Made a couple thousand from working at a bakery.
Don't know how much I have currently though. I paid for my car insurance, 1/2 of every cell-phone bill, gas and car repairs ($1,500+) the past 2 years.
And college..........fuuuuuuuuuuuuPhillies-Flyers-Eagles-Sixers
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03-17-2010, 09:38 AM #69
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03-17-2010, 09:42 AM #70
professional engineer
wife is brand manager @ fortune 500 company
no debt except mortgage
75k in savings
5k in checking
15k in mutual fund
35k in 401k
50k in wife's 401k
bought myself a new car last year (paid cash) otherwise it'd be 30k higher
bought wife new car last month (paid cash) otherwise it'd be an additional 24k higherLast edited by HYDRAE; 03-17-2010 at 10:00 AM.
“The Misc. is a stone-faced Uncle Sam with Popeye’s forearms and a cocked pistol in each hand. It’s a screeching bald eagle with a foreign Bad Thing in its talons. It’s everything that defines America’s bro culture, magnified and weaponized. But it’s deeper than that.“
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03-17-2010, 09:46 AM #71
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03-17-2010, 09:48 AM #72
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03-17-2010, 09:51 AM #73
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03-17-2010, 09:52 AM #74
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03-17-2010, 09:54 AM #75
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03-17-2010, 09:54 AM #76
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03-17-2010, 09:58 AM #77
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03-17-2010, 09:58 AM #78
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03-17-2010, 09:58 AM #79
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03-17-2010, 10:01 AM #80
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03-17-2010, 10:01 AM #81
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03-17-2010, 10:03 AM #82
7,800 checking.
41,500$ savings
and 90K coming from a piece of property im selling
only bills are mortgage, truck payment (05 dodge diesel 2500 bad ass) and utilities.
age 26
Union Electrician.I rep back!
I NEG D-BAGS!
If you rep me and want the rep backs leave me a link of you didnt post in the thread that you rep'd ,me in!
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03-17-2010, 10:03 AM #83
I have been with Bank of America for over 20 years now. We have a small business and have many accounts with B of A. Have kept a substantial amount of money in our accounts for 3 years now. We have an equity line, business credit cards, personal credit cards, 2 savings accounts and 2 checking accounts. I have put up with many internal mistakes made by B of A that have inconvenienced my life greatly. I did not charge them for their mistakes and my professional time spent in their branch trying to remedy the situations cause by a human behind one of their computers.
One incident took a full year to fix, the other took 6 months to rectify. An example of one is my business visa bills quit coming to my home. I began to worry so I went to the bank? No one had any idea why this happened and I was receiving late fees for their mistake. I would go to the branch and go through the procedure with a professional banker and each time told that "this time they have fixed it!!" But still no bills would come. I went in to Bank of America many times for 6 months on this subject. Finally I received a bill and it had been sent to Afganistan then back to the states to my address. Wow! How does that happen. So it finally got figured out.
This time the trouble was overdrafts that occured during this past week as we were moving our business to a new location. In 2 days 11 overdrafts accrued in my personal checking account. While I was moving my company I was also changing my high speed internet service. I tried several times to go online to check my accounts, but due to changes to my online carrier the bank did not recognize my online ID. I followed the procedure to change my online ID about 5 times and could not get through. So I went about my business moving.
I got some help last night from a friend and had to change some computer settings and finally got online to see that I had 11 overdrafts. I of course transfered money from an In-branch BofA account to more than cover this issue and put some into my overdraft protection account. I went to my local branch of 15 years first thing this morning and was denied removal of the bank charges. I was told that Bank of America changed their procedure and no longer allows Branch managers to remove charges?
Then the manager said well but I can remove 3 even though I am not supposed to? What? Now how does that work? She can't but now she can, but only 3 leaving me out 280.00 of my hard earned money. Does Bank of America have little people in their computers that are highly paid to charge individuals 35.00 each time they make a purchase? No this is just a computerized program that is taking advantage of millions of individuals young and old. There is nothing personal about it, it is a nifty computer program that makes banks a lot of easy cash.
Most people feel helpless and do nothing about it. What has happened to the relationship we once had with our own personal bankers. What has happened to the ethical business proceedures. And when we put our money into a bank isn't it like loaning it to them? Or should we really have to pay fees for them to "manage our money"? How is it that the banks are in so much trouble when they charge so much to all of us to borrow our cash? I have over 20,000.00 right now sitting in other Bank of America accounts through the very same branch that has denied me a pardon. For the past 3 years I have kept over 50,000.00 in my accounts through this same branch.
This past year Bank of America randomly had began charging my account without notice 35 per month to "manage my accounts". I finally went in and asked why I was being charged? I was refunded one month of it and the charges were stopped. How does this happen? So now when I am in a situation they take my money and deny my request for a pardon. I will begin moving my business to another bank asap.
bout tree fidy
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03-17-2010, 10:03 AM #84
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03-17-2010, 10:05 AM #85
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03-17-2010, 10:06 AM #86
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03-17-2010, 10:06 AM #87
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03-17-2010, 10:07 AM #88
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03-17-2010, 10:10 AM #89
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03-17-2010, 10:11 AM #90
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