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  1. #1
    Super Member Underbheit's Avatar
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    Guide to Living on $1400 a Month

    People seem to have a strange concept of money, and in another thread people had a hard time believing I lived on my own for 2 years on only $1400 a month, so I decided to make this post to show people how to live on a budget.

    I moved out of my parents house when I graduated high school at 18, I had a decent job making $1400 a month after taxes. I owned a Honda that was paid off already, no need for a car payment at 18.

    Here is a Breakdown of my Expenses:

    1bd Apartment Rent - $410
    Electricty - $40-$60
    Cable/Internet - $80
    Gas - $100
    Cell Phone $60
    Liability Car Insurance - $75
    Food - $120-$150

    Total: ~$935/month in Expenses

    I had over $400 a month for a "entertainment" budget, most of the time I put money in savings, bought new clothes, or bought weed/beer with my leftover cash.

    Sure this may not be possible in states like CA and NY, but there is no excuse for anyone not to be able to learn to budget their money.
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  2. #2
    IIFYM brah frankky4fingers's Avatar
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    wtf is the point of starting another thread with this garbage? who cares? i rather have savings and more than 1400 a month you bitch
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  3. #3
    Registered User -Brainiac-'s Avatar
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    Put it all on red , doubled up now you have $2800
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  4. #4
    ♦ ɴɣϲ ϲrew ♦ LI_DSM's Avatar
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    Originally Posted by Underbheit View Post
    People seem to have a strange concept of money, and in another thread people had a hard time believing I lived on my own for 2 years on only $1400 a month, so I decided to make this post to show people how to live on a budget.

    I moved out of my parents house when I graduated high school at 18, I had a decent job making $1400 a month after taxes. I owned a Honda that was paid off already, no need for a car payment at 18.

    Here is a Breakdown of my Expenses:

    1bd Apartment Rent - $410
    Electricty - $40-$60
    Cable/Internet - $80
    Gas - $100
    Cell Phone $60
    Liability Car Insurance - $75
    Food - $120-$150

    Total: ~$935/month in Expenses

    I had over $400 a month for a "entertainment" budget, most of the time I put money in savings, bought new clothes, or bought weed/beer with my leftover cash.

    Sure this may not be possible in states like CA and NY, but there is no excuse for anyone not to be able to learn to budget their money.
    i live in NY...this is not possible
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  5. #5
    Super Member Underbheit's Avatar
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    Originally Posted by frankky4fingers View Post
    wtf is the point of starting another thread with this garbage? who cares? i rather have savings and more than 1400 a month you bitch
    Because my other thread is about moving to CA, not about my money, retard.
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  6. #6
    Full of cream Oreos_With_Milk's Avatar
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    It's entirely possible. You could even cut those costs down a bit.

    Yes, you can do it in places like NY, but you'll be living in a very urban neighborhood. The goverment also provides aid to those who make under a certain amount of money. The programs are out there, you just need to know how to take advantage of them.
    ♦ ɴɣϲ ϲrew ♦
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  7. #7
    Rep Power: Over 9000! Dysfunqtional's Avatar
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    Originally Posted by LI_DSM View Post
    i live in NY...this is not possible
    move somewhere that doesnt suck, the amount people pay to live in a "big city" is retarded
    92B brah
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  8. #8
    o0oOOo00oOoo0oOOo00o o0o0Ooo0o0Oo's Avatar
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    I spend $1400 /month just on alcohol and food.
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  9. #9
    Full of cream Oreos_With_Milk's Avatar
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    Originally Posted by Dysfunqtional View Post
    move somewhere that doesnt suck, the amount people pay to live in a "big city" is retarded
    says a guy from ohio. LAWLZ
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  10. #10
    IIFYM brah frankky4fingers's Avatar
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    Originally Posted by Underbheit View Post
    Because my other thread is about moving to CA, not about my money, retard.
    LOL@ you calling me a retard and making 13$ an hour working at a hotel.

    strong irony.
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  11. #11
    Rep Power: Over 9000! Dysfunqtional's Avatar
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    Originally Posted by Oreos_With_Milk View Post
    says a guy from ohio. LAWLZ
    I would MUCH rather live in Ohio than NY, what does NY have that Ohio doesn't that I would actually enjoy? nothing, plus Ohio has a low cost of living.
    92B brah
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  12. #12
    8 Lug gixxer0.6g's Avatar
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    I wish my bills looked like that. Although, five more payments and the truck is all mine. That will be a nice extra $500/month.
    Faith is the substance of things hoped for, the evidence of things not seen.
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  13. #13
    Registered User tensortrucks00's Avatar
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    where the **** am i gunna find rent for 410
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  14. #14
    go phillies! roccobladr's Avatar
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    how bout when you are stuck with room mates who INSIST on having premium HD cable?
    or if you bought a new car before you moved out?
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  15. #15
    Clen is for Men loik's Avatar
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    Originally Posted by -Brainiac- View Post
    Put it all on red , doubled up now you have $2800
    or your whole life savings brah

    5K +


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  16. #16
    Registered User tp90's Avatar
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    use that 400$ go to the casino try to x2 , play some bj i believe you will win trust me!
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  17. #17
    the misc blacklisted The_Albatross's Avatar
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    no health insurance?
    *redacted
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  18. #18
    Candy Ass Jabronie HMFIC_BROWSIN's Avatar
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    Originally Posted by Dysfunqtional View Post
    I would MUCH rather live in Ohio than NY, what does NY have that Ohio doesn't that I would actually enjoy? nothing, plus Ohio has a low cost of living.
    wtf? get out of ohio for a bit and see what you're missing brah
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  19. #19
    VANCOUVER CANUCKS FUK YEA MAGnitude's Avatar
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    Originally Posted by Underbheit View Post
    People seem to have a strange concept of money, and in another thread people had a hard time believing I lived on my own for 2 years on only $1400 a month, so I decided to make this post to show people how to live on a budget.

    I moved out of my parents house when I graduated high school at 18, I had a decent job making $1400 a month after taxes. I owned a Honda that was paid off already, no need for a car payment at 18.

    Here is a Breakdown of my Expenses:

    1bd Apartment Rent - $410
    Electricty - $40-$60
    Cable/Internet - $80
    Gas - $100
    Cell Phone $60
    Liability Car Insurance - $75
    Food - $120-$150

    Total: ~$935/month in Expenses

    I had over $400 a month for a "entertainment" budget, most of the time I put money in savings, bought new clothes, or bought weed/beer with my leftover cash.

    Sure this may not be possible in states like CA and NY, but there is no excuse for anyone not to be able to learn to budget their money.
    u only live of 30-50 bucks a week on food?
    RIP- LUC BOURDON

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  20. #20
    Rep Power: Over 9000! Dysfunqtional's Avatar
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    Originally Posted by HMFIC_BROWSIN View Post
    wtf? get out of ohio for a bit and see what you're missing brah
    in Ohio we have the same **** as you would find in NYC, the extra stuff that New York has is **** I am not interested in and I have been out, they are fun to visit but living there, no thanks.
    92B brah
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    Registered User DukeOfManlets's Avatar
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    bodybuilders need food.
    been out of parents house since 15
    living off less
    spending at least 3x that on food.
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  22. #22
    Throwin sticky bows elliott42o's Avatar
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    Here is my guide to living off $6500 a month after taxes:


    Pay all your bills
    Eat good food and go out often
    Buy what you want
    Still have plenty left for savings
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  23. #23
    Former Hired Goon Frannycakes's Avatar
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    Originally Posted by Dysfunqtional View Post
    I would MUCH rather live in Ohio than NY, what does NY have that Ohio doesn't that I would actually enjoy? nothing, plus Ohio has a low cost of living.
    A guy I knew that grew up in NYC recently moved to Columbus, he loves it because everything is so much cheaper.
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  24. #24
    Full of cream Oreos_With_Milk's Avatar
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    Originally Posted by Dysfunqtional View Post
    I would MUCH rather live in Ohio than NY, what does NY have that Ohio doesn't that I would actually enjoy? nothing, plus Ohio has a low cost of living.

    1. Gorgeous women.
    2. Money.
    3. Restaurants (the best)
    4. Night clubs
    5. Diversity
    6. Gorgeous women.


    The biggest thing that sucks about being here is, price. Everything is expensive. Taxes are absurd. Rent is absurd. Absurd is absurd.
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    Banned MiscMathematician's Avatar
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    Originally Posted by Underbheit View Post
    People seem to have a strange concept of money, and in another thread people had a hard time believing I lived on my own for 2 years on only $1400 a month, so I decided to make this post to show people how to live on a budget.

    I moved out of my parents house when I graduated high school at 18, I had a decent job making $1400 a month after taxes. I owned a Honda that was paid off already, no need for a car payment at 18.

    Here is a Breakdown of my Expenses:

    1bd Apartment Rent - $410
    Electricty - $40-$60
    Cable/Internet - $80
    Gas - $100
    Cell Phone $60
    Liability Car Insurance - $75
    Food - $120-$150

    Total: ~$935/month in Expenses

    I had over $400 a month for a "entertainment" budget, most of the time I put money in savings, bought new clothes, or bought weed/beer with my leftover cash.

    Sure this may not be possible in states like CA and NY, but there is no excuse for anyone not to be able to learn to budget their money.
    its possible in upstate ny. was paying 485/mo for a 1br, two people gas/water incl.
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  26. #26
    Rep Power: Over 9000! Dysfunqtional's Avatar
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    Originally Posted by WorriedFriend View Post
    Yeah its lower cost of living but you get paid less since the minimum wage is dependant on the area you work in. If its in Montana you will get paid less than NYC. So in the end everything evens out. Its just easier to blow all your money in the city since there are places to spend your money everywhere around you.
    it nowhere near evens out... Minimum wage in Ohio is $7.30 and in NY it is $7.25 so you are telling me that in NYC minimum wage is around $15 an hour? cus I know rent alone is probably at least 2x what it is here, probably 3x.
    92B brah
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  27. #27
    o0oOOo00oOoo0oOOo00o o0o0Ooo0o0Oo's Avatar
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    OP I do give you props for living via more meager means. It's pretty hard to change your lifestyle once you get wrapped up in the rat race, especially when you have kids.

    I often think living a lower-key cheaper lifestyle would be a lot less stressful.
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  28. #28
    Candy Ass Jabronie HMFIC_BROWSIN's Avatar
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    I'd love to live in socal, but i'm not rich
    My 56.5 lb weightloss: http://forum.bodybuilding.com/showthread.php?t=142261241
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  29. #29
    Rep Power: Over 9000! Dysfunqtional's Avatar
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    Originally Posted by Oreos_With_Milk View Post
    1. Gorgeous women.
    2. Money.
    3. Restaurants (the best)
    4. Night clubs
    5. Diversity
    6. Gorgeous women.


    The biggest thing that sucks about being here is, price. Everything is expensive. Taxes are absurd. Rent is absurd. Absurd is absurd.
    we have gorgeous women, there is money here too maybe not to the exact same extent but there is still some good money, i dont care to eat at a super expensive restaurant it isn't logical to me when I can go to another place and get the same thing for under half the cost, night clubs aren't my thing they are boring to me, would rather just go to a bar or a house party, diversity doesn't really mean all that much to me since the people I hang out with will have similar interests. so for me, Ohio > NYC
    92B brah
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  30. #30
    Platinum Series Member hellasx44's Avatar
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