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06-19-2009, 07:55 PM
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#1
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Registered User
Join Date: May 2006
Location: United States
Age: 40
Stats: 5'7", 166 lbs
Posts: 814
BodyPoints: 15
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Financial Freedom
Debt is the #1 cause of divorce. It adds stress to any situation not to mention the diseases that develop as a result. I am debt free and have taught my kids the importance of staying that way. I have a daughter and son-in-law in college and a son getting ready to start. Hopefully they will heed my words and continue on the debt free path. Can you imagine what you could do if you had no payments? Are you debt free or working towards getting there? Or are you thinking "I will always have a car payment so I might as well drive what I want?"
__________________
)))1(((
"Today is the first day of the rest of my life!"
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06-19-2009, 07:59 PM
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#2
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Registered User
Join Date: May 2009
Location: Canada
Age: 20
Stats: 9'4", 228 lbs
Posts: 1,042
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No bull**** here. I think that if you can't substantially own most of the car that you drive (with the down payment) then you can't afford it. People are ****ing retards driving a car that they will pay off in like 10 years lulz
I'm going into my 3rd year in college. Zero debt. 4gs in stocks. 1.5gs in money market funds. I'm doing alright but it sucks working so much during school.
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06-19-2009, 08:00 PM
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#3
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poop
Join Date: Sep 2007
Location: Jababalad, Durka Durka, Burkina Faso
Age: 21
Stats: 0'1", 1 lbs
Posts: 9,074
BodyBlog Entries: 0
BodyPoints: 180
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10k a day
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06-19-2009, 08:02 PM
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#4
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Registered User
Join Date: May 2009
Location: Canada
Age: 20
Stats: 9'4", 228 lbs
Posts: 1,042
BodyBlog Entries: 0
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Quote:
Originally Posted by triglyceride
10k a day
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u waitin for the stock market crash brah?
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06-19-2009, 08:02 PM
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#5
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Registered User
Join Date: May 2006
Location: United States
Age: 40
Stats: 5'7", 166 lbs
Posts: 814
BodyPoints: 15
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Quote:
Originally Posted by karmasutra111
No bull**** here. I think that if you can't substantially own most of the car that you drive (with the down payment) then you can't afford it. People are ****ing retards driving a car that they will pay off in like 10 years lulz
I'm going into my 3rd year in college. Zero debt. 4gs in stocks. 1.5gs in money market funds. I'm doing alright but it sucks working so much during school.
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No social life either right? Hang in there, the reward is much greater!
__________________
)))1(((
"Today is the first day of the rest of my life!"
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06-19-2009, 08:04 PM
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#6
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Sheepdog #31
Join Date: Feb 2002
Location: Richmond, Virginia, United States
Age: 29
Stats: 6'0", 210 lbs
Posts: 609
BodyBlog Entries: 0
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dave ramsey ftw!!!
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*S* 1\*
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06-19-2009, 08:05 PM
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#7
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Registered User
Join Date: May 2009
Location: Canada
Age: 20
Stats: 9'4", 228 lbs
Posts: 1,042
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BodyPoints: 0
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Quote:
Originally Posted by rubenramos2
No social life either right? Hang in there, the reward is much greater!
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yeah not much of one man...it kinda makes me feel like **** brah consisdering i missed out on a lot of freshman partying and meeting peeps because its hard when you're working 20-30 hrs a week and with a full course load. Oh wello.
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06-19-2009, 08:13 PM
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#8
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Registered User
Join Date: May 2006
Location: United States
Age: 40
Stats: 5'7", 166 lbs
Posts: 814
BodyPoints: 15
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Quote:
Originally Posted by karmasutra111
yeah not much of one man...it kinda makes me feel like **** brah consisdering i missed out on a lot of freshman partying and meeting peeps because its hard when you're working 20-30 hrs a week and with a full course load. Oh wello.
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Leave the partying in the high school days. What you're living now is called life and you are doing a fine job sounds like.
__________________
)))1(((
"Today is the first day of the rest of my life!"
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06-19-2009, 08:14 PM
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#9
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I Am Teh Lolrus
Join Date: May 2006
Location: Texas: swimming in a way that you can't detect...
Age: 21
Stats: 5'5", 231 lbs
Posts: 39,590
BodyBlog Entries: 0
BodyPoints: 47972
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Quote:
Originally Posted by rubenramos2
No social life either right? Hang in there, the reward is much greater!
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unless he's majoring in something that doesn't really offer a good job.
__________________
"...that's the great virtue of the free market, of the private market. It enables people...who hate one another...who don't speak the same language...who would fight one another if they had the chance, to cooperate economically. We were able to deal with China when China was a communist state. Even though we thought that that was a terrible arrangement, we could still cooperate. And that's what markets enable people to do. They bring freedom with them."
- Milton Friedman
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06-19-2009, 08:14 PM
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#10
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poop
Join Date: Sep 2007
Location: Jababalad, Durka Durka, Burkina Faso
Age: 21
Stats: 0'1", 1 lbs
Posts: 9,074
BodyBlog Entries: 0
BodyPoints: 180
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Quote:
Originally Posted by rubenramos2
Leave the partying in the high school days. What you're living now is called life and you are doing a fine job sounds like.
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what if you never partied? then what?
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06-19-2009, 08:14 PM
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#11
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Zipper Suit trainee
Join Date: Jul 2006
Location: Nevada, United States
Age: 23
Stats: 5'8", 180 lbs
Posts: 7,102
BodyBlog Entries: 0
BodyPoints: 9477
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Quote:
Originally Posted by rubenramos2
Debt is the #1 cause of divorce. It adds stress to any situation not to mention the diseases that develop as a result. I am debt free and have taught my kids the importance of staying that way. I have a daughter and son-in-law in college and a son getting ready to start. Hopefully they will heed my words and continue on the debt free path. Can you imagine what you could do if you had no payments? Are you debt free or working towards getting there? Or are you thinking "I will always have a car payment so I might as well drive what I want?"
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Repped. good info man, I agree. I'm in the military right now so I have a stable source of income so I'm going to get back into investing and make it a habit of always saving money and trying to make my money grow, rather than throwing it away on useless crap I don't need.
__________________
Nothing in the world can take the place of Persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated derelicts. Persistence and determination alone are omnipotent. The slogan 'Press On' has solved and always will solve the problems of the human race.-Calvin Coolidge
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06-19-2009, 08:15 PM
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#12
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Shakin & Bakin
Join Date: Apr 2008
Age: 19
Stats: 5'11", 173 lbs
Posts: 1,794
BodyBlog Entries: 0
BodyPoints: 0
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Quote:
Originally Posted by rubenramos2
Debt is the #1 cause of divorce. It adds stress to any situation not to mention the diseases that develop as a result. I am debt free and have taught my kids the importance of staying that way. I have a daughter and son-in-law in college and a son getting ready to start. Hopefully they will heed my words and continue on the debt free path. Can you imagine what you could do if you had no payments? Are you debt free or working towards getting there? Or are you thinking "I will always have a car payment so I might as well drive what I want?"
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the last statement is one of the reasons why our economy has been so ****ty for the last 8-10 months
__________________
I rep back
ITT: Thigh Gap
http://forum.bodybuilding.com/showthread.php?t=114656441
The Official New York Yankee Thread (part 2)
http://forum.bodybuilding.com/showthread.php?t=116854351
XBL GT: P4R4D0XSN1P3R
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06-19-2009, 08:17 PM
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#13
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Registered User
Join Date: Aug 2008
Location: United States
Age: 41
Stats: 5'8", 225 lbs
Posts: 14,673
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Quote:
Originally Posted by triglyceride
what if you never partied? then what?
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Then you're ahead of the curve...congratulations on reaching middle age so quickly. 
__________________
Journal: http://forum.bodybuilding.com/showthread.php?t=115158221
Over 35, USMC vet, lifting journalist, and pro wrestling fan, supporting other members with similar interests...
War Machine for Bodybuilding.com Mod
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06-19-2009, 08:18 PM
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#14
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poop
Join Date: Sep 2007
Location: Jababalad, Durka Durka, Burkina Faso
Age: 21
Stats: 0'1", 1 lbs
Posts: 9,074
BodyBlog Entries: 0
BodyPoints: 180
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Quote:
Originally Posted by ...Kennedy
Then you're ahead of the curve...congratulations on reaching middle age so quickly. |
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06-19-2009, 08:19 PM
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#15
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Registered User
Join Date: May 2006
Location: United States
Age: 40
Stats: 5'7", 166 lbs
Posts: 814
BodyPoints: 15
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Quote:
Originally Posted by deadfingers
Repped. good info man, I agree. I'm in the military right now so I have a stable source of income so I'm going to get back into investing and make it a habit of always saving money and trying to make my money grow, rather than throwing it away on useless crap I don't need.
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Appreciate your service bro. Invest steadily and make the money work for you.
__________________
)))1(((
"Today is the first day of the rest of my life!"
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06-19-2009, 08:21 PM
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#16
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Shakin & Bakin
Join Date: Apr 2008
Age: 19
Stats: 5'11", 173 lbs
Posts: 1,794
BodyBlog Entries: 0
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Quote:
Originally Posted by triglyceride
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i agree that when your in HS and College you should go out and enjoy your life....as long as it doesn't affect your school work....you only live once man
__________________
I rep back
ITT: Thigh Gap
http://forum.bodybuilding.com/showthread.php?t=114656441
The Official New York Yankee Thread (part 2)
http://forum.bodybuilding.com/showthread.php?t=116854351
XBL GT: P4R4D0XSN1P3R
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06-19-2009, 08:22 PM
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#17
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Registered User
Join Date: May 2009
Location: Canada
Age: 20
Stats: 9'4", 228 lbs
Posts: 1,042
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Quote:
Originally Posted by xerik126x
i agree that when your in HS and College you should go out and enjoy your life....as long as it doesn't affect your school work....you only live once man
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true ****...i party a bit but im 20 years old (21 in january)...getting older cant exact ly party like a freshman anymore...ive ****ed lots of girls...but never had a real gf. so looking for that. But yeah I do feel like I missed out a bit.
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06-19-2009, 08:23 PM
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#18
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Skeaky Ninja is Skeaky
Join Date: Apr 2009
Location: Texas, United States
Stats: 5'9", 170 lbs
Posts: 1,652
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I'm over half a million in debt. It's on rental property that pays for itself.
__________________
>>MMMC<< Just an average Joe, flyin low.
Current stack:
Whey
Casein
Orange Triad
Creatine
Fish Oil
H2O
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06-19-2009, 08:24 PM
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#19
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Shakin & Bakin
Join Date: Apr 2008
Age: 19
Stats: 5'11", 173 lbs
Posts: 1,794
BodyBlog Entries: 0
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Quote:
Originally Posted by karmasutra111
true ****...i party a bit but im 20 years old (21 in january)...getting older cant exact ly party like a freshman anymore...ive ****ed lots of girls...but never had a real gf. so looking for that. But yeah I do feel like I missed out a bit.
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yeah in HS i didn't do anything just played CS freshman-junior year....by the time i realized i hated HS and didn't have any fun it was too late
__________________
I rep back
ITT: Thigh Gap
http://forum.bodybuilding.com/showthread.php?t=114656441
The Official New York Yankee Thread (part 2)
http://forum.bodybuilding.com/showthread.php?t=116854351
XBL GT: P4R4D0XSN1P3R
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06-19-2009, 08:25 PM
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#20
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US Patent #5,159,703
Join Date: Mar 2009
Location: Waukegan, Illinois, United States
Age: 17
Stats: 5'7", 161 lbs
Posts: 6,035
BodyPoints: 0
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__________________
.:MiscMarioBrahs:.
More AVI's than HeatherAC and ironm!ke
reps:partyka293,elementskaterx7
negs:SiMON2g
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06-19-2009, 08:25 PM
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#21
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Former Foster Child
Join Date: Jul 2008
Location: Houston, Texas, United States
Age: 21
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Posts: 1,732
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Quote:
Originally Posted by karmasutra111
yeah not much of one man...it kinda makes me feel like **** brah consisdering i missed out on a lot of freshman partying and meeting peeps because its hard when you're working 20-30 hrs a week and with a full course load. Oh wello.
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Better to hurt now then hurt later.
__________________
"Harness your hate; make it useful."
Augnon
Ask a(former)foster child anything(serious)
http://forum.bodybuilding.com/showthread.php?t=113627301
Soon2b3olympic:yeah I've had hardships as well, one thing you cant give up is faith in god, iv given up on people but will never give up on god, i respect you greatly for this....but you do know thats why things **** with you more right? hahahah, comes with the territory of working towards god, having to deal with the opposite
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06-19-2009, 08:26 PM
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#22
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Lifting with the Lord
Join Date: May 2006
Location: United States
Age: 43
Stats: 6'0", 180 lbs
Posts: 4,456
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BodyPoints: 4757
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I've got my mortgage, that's it. I live below my means, bank a lot of cash, and invest. My wife and I are looking into purchasing a condo as an invesment property. I want to get started in real estate investing on the side.
__________________
Jesus is my lifting partner.
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06-19-2009, 08:26 PM
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#23
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Registered User
Join Date: May 2006
Location: United States
Age: 40
Stats: 5'7", 166 lbs
Posts: 814
BodyPoints: 15
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Quote:
Originally Posted by stealth_swimmer
unless he's majoring in something that doesn't really offer a good job.
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All the more reason to be debt free.
__________________
)))1(((
"Today is the first day of the rest of my life!"
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06-19-2009, 08:27 PM
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#24
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Lifting with the Lord
Join Date: May 2006
Location: United States
Age: 43
Stats: 6'0", 180 lbs
Posts: 4,456
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Quote:
Originally Posted by rubenramos2
All the more reason to be debt free.
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Exactly.
__________________
Jesus is my lifting partner.
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06-19-2009, 08:29 PM
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#25
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Registered User
Join Date: Aug 2008
Location: United States
Age: 41
Stats: 5'8", 225 lbs
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Quote:
Originally Posted by GreenWave1
I've got my mortgage, that's it. I live below my means, bank a lot of cash, and invest. My wife and I are looking into purchasing a condo as an invesment property. I want to get started in real estate investing on the side.
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Good work, man.
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06-19-2009, 08:29 PM
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#26
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Registered User
Join Date: May 2009
Location: Canada
Age: 20
Stats: 9'4", 228 lbs
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major in finance fellas
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06-19-2009, 08:29 PM
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#27
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Shakin & Bakin
Join Date: Apr 2008
Age: 19
Stats: 5'11", 173 lbs
Posts: 1,794
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Quote:
Originally Posted by GreenWave1
I've got my mortgage, that's it. I live below my means, bank a lot of cash, and invest. My wife and I are looking into purchasing a condo as an invesment property. I want to get started in real estate investing on the side.
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I guess now would be the time to invest in something like that if you have some extra DI. Who knows, you own a few condos, houses, or properties and we hit a boom within the next few years, you're living big willy style. Of course you can fail and lose money, but thats part of the game, right?
__________________
I rep back
ITT: Thigh Gap
http://forum.bodybuilding.com/showthread.php?t=114656441
The Official New York Yankee Thread (part 2)
http://forum.bodybuilding.com/showthread.php?t=116854351
XBL GT: P4R4D0XSN1P3R
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06-19-2009, 08:30 PM
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#28
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Registered User
Join Date: May 2006
Location: United States
Age: 40
Stats: 5'7", 166 lbs
Posts: 814
BodyPoints: 15
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Quote:
Originally Posted by GreenWave1
I've got my mortgage, that's it. I live below my means, bank a lot of cash, and invest. My wife and I are looking into purchasing a condo as an invesment property. I want to get started in real estate investing on the side.
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You can probably find some good deals these days.
__________________
)))1(((
"Today is the first day of the rest of my life!"
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06-19-2009, 08:32 PM
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#29
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Lifting with the Lord
Join Date: May 2006
Location: United States
Age: 43
Stats: 6'0", 180 lbs
Posts: 4,456
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BodyPoints: 4757
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Quote:
Originally Posted by xerik126x
I guess now would be the time to invest in something like that if you have some extra DI. Who knows, you own a few condos, houses, or properties and we hit a boom within the next few years, you're living big willy style. Of course you can fail and lose money, but thats part of the game, right?
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Exactly. There is risk in any investment. I'm willing to take the risk. Have enough money for a large down payment, which should mean positive cash flow. It could blow up in my face, but...
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Jesus is my lifting partner.
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06-19-2009, 08:36 PM
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#30
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is staying positive! :)
Join Date: Jan 2006
Location: Columbia, Missouri, United States
Age: 23
Stats: 6'3", 244 lbs
Posts: 5,703
BodyPoints: 9508
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lol tell me about it! I see so many people from all over and it baffles my mind how people manage their money.
Me: "Ok, so do you have any money saved up for retirement, or if anything happens to you, will your family have enough?"
Them: "Nah, not really, I'm thinking about buying this 120k boat though."
Me: "But you only have $2000 liquid, and nothing in savings besides your 401k money (only 20k)."
Them: "Yeah, and...?"
Me: *facepalm
__________________
Originally Posted by jmoh
"she forces me on top of her bed, and jumps on top of me. She then says "lets have dirty sex". Then all of a sudden, i pulled out a snail ...this caused her to jump off the bed, allowing me to escape. i waited in the bathroom then my parents came. the girl switched schools and i dont think i ever saw her again, but this was the biggest pussy moment in my entire life and i will never forget it."
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