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I pay £72 for an annual membership to a great gym (with student discount).

Great progress!

Taking creatine doesn't result in hair loss.

Calves and abs afaik.

You might want to implement incline bench and weighted pull ups.

I'm 18 and 5'10.5".

I sit up holding the dumbbells on my quads then lean back, and using the momentum from leaning back, bring the weights to my chest. Alternatively, you could also have someone hand you the weights.

1-20. Average is 8-10.

Did you OD on test?

Keep the lid closed/bag sealed and store it in a cool, dry place. If you do this it should be fine until at least the best before date on it which will be about 3 years away.

http://forum.bodybuilding.com/showthread.php?p=8000616#post8000616

I let it just touch my chest then push it straight back up. If it is sore bringing it all the way to your chest just go as low as you can without it being sore.

You can grab some dumbbells and do side bends or go on the cable machine and do side push downs. If you want a good V taper though it is, as has already been said, best to avoid these exercises.

So long as you eat more to make up for the extra calories you're burning.

db and bb rows. side, front, and rear lateral raises.

I do just over an hour usually.

Ruhl didn't do great either.

Commander Tom - Hesitate

I think it's most likely that your bar weighs less (5kg?) than the gym bar (which is probably 20kg)...

You should really try to have a good swimmer or coach check out your technique, at least for your weakest stroke.
I assumed you'd be doing a regular medley (fly, back, breast, free) - I don't know...